Give your savings a boost with a Marcus Online Savings Account
It only takes a few minutes to start earning competitive rates on a high-yield savings account from Marcus.
4.40%APY
Online Savings Account
Annual Percentage Yield
Annual Percentage Yield as of 4/27/2024. APY may change at any time before or after account is opened. Maximum balance limits apply.
All savings deposits products provided by Goldman Sachs Bank USA, Salt Lake City Branch.
- Earn a rate that's 8X the national average.The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposits products, accurate as of 4/15/2024. See the FDIC website for more information.
- Backed by the financial expertise of Goldman Sachs.
- No Fees. No Minimum Deposit.
- of $100,000 or less to/from other banks.Same-day transfersMarcus will proccess transfers of $100,000 or less made through Marcus by 12 pm ET on a business day, by 5 pm ET that day. For outgoing transfers, check with your external bank regarding availability of funds sent by Marcus. For incoming transfers, you’ll start earning interest on the transfer amount the day your request is received. All transfers are subject to conditions that may delay funds, such as transfers made in connection with an account closing.
- Contact Center available 24 hours a day / 7 days a week.
Open a savings account with Marcus in 3 easy steps
Complete your application
Your application can be submitted through the Marcus website or mobile app.
Link accounts
Link your existing checking or savings account to Marcus.
Transfer funds
Fund your new Marcus account by transferring funds from your linked account.
Calculate your Marcus savings with Bankrate's calculatorThe Estimated Interest Earned is generated by Bankrate may not reflect actual interest earned at Goldman Sachs Bank USA. Please visit this link for an estimate on interest earned on a Marcus High-Yield Certificate of Deposit.
The Estimated Interest Earned is generated by Bankrate may not reflect actual interest earned at Goldman Sachs Bank USA. Please visit this link for an estimate on interest earned on a Marcus High-Yield Certificate of Deposit.
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Total Savings$0.00
Dive deeper with Bankrate’s expert analysis
Matthew Goldberg
Bankrate financial expert
Benefits of Marcus
- Marcus by Goldman Sachs consistently offers high yields.
- There’s no minimum deposit required to open a Marcus Online Savings Account.
- Marcus by Goldman Sachs has customer service representatives available 24/7.
Good to know
- There are some other banks that offer a higher yield.
- The Marcus by Goldman Sachs Online Savings Account doesn’t allow mobile check deposits. You’ll need to mail checks to the bank.
Rated 4.7
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Bankrate’s FAQs about high-yield savings accounts
Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC ("GS&Co."), which are subsidiaries of The Goldman Sachs Group, Inc. All deposit products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. © 2024 The Goldman Sachs Group, Inc. All rights reserved.