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Earn unlimited 5.00% APY with our high-interest, online savings account. Plus, no monthly fees.1

  • Earn 10x the national average with 5.00% APY2

  • Enjoy an award-winning online and mobile experience

  • Receive unlimited external transfers

  • Open a High-Yield Savings with only $100

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Calculate how much you could earn with our High-Yield Savings account

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Interest-Earning
Earn 10x the national average with 5.00% APY on your entire balance.
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Customer Support
Have a question? We're here to help. Chat with us online, or reach us by phone or email.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Apply Online

Open an account in minutes with as little as $100!

Open Account Online

Start saving anytime, anywhere

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Start saving anytime, anywhere

Ready to apply?

It’s easy. All you need is:
Save time!
Computer or mobile device
You can apply from anywhere, at any time.
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Minutes of your time
Open your account online in minutes.
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$100 or more to open
Fund via debit card, prepaid card, or transfer from your existing bank account.
Open Account Online

Why switch to LendingClub?

LendingClub

  1. Earn 5.00% APY
  2. Receive a free ATM card with your savings account, allowing you to access your money quickly and easily
  3. Free unlimited external transfers
  4. Voted Best Online Bank of 2024 by GOBankingRates

Other Banks

  1. The national average savings account earns 0.47% APY
  2. Most banks do not offer an ATM card with their savings account
  3. Other banks charge a fee and have limitations for external transfers
  4. Most big banks do not offer these award-winning features
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Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
customer support
Customer Support
Have a question? We're here to help. Chat with us online, or reach us by phone or email.

Apply Online

Open an account in minutes with as little as $100!

Open Account Online

Financial well-being for everyone.

Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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DEVELOPERS

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595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.
Equal Housing Lender
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Accounts subject to approval, which may include credit approval. $100 minimum opening deposit required. Please see Product Terms & Conditions for additional product details. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our FAQ page for additional information.

  1. Annual Percentage Yield (APY) accurate as of 04/27/2024. Minimum amount to open account is $100.00. Rate tiers are as follows: 5.00% APY applies to balances between $0.00 and $9.99; 5.00% APY applies to balances between $10.00 and $2,499.99; and 5.00% APY applies to balances of $2,500.00 and $24,999.99; 5.00% APY applies to balances of $25,000 and greater. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. Fees may reduce earnings.

  2. National average source: FDIC as of 1/25/2024.

  3. Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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